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Posted by: JOSEPH
Category: Finance

M1 Finance Invite a Friend Program

M1 Referrals: Give $20, Get $20

Plus, earn an additional $1,000 when you refer 10 friends who open and fund a new account.  

How it works

  • Promotion begins Jan 1, 2020 and ends Jan 31, 2020.
  • In order to be eligible, you must have a funded M1 Invest account.

To refer your friends: 

  • Open your Invest screen (mobile) or click on your name (web)
  • Click on your name at the top right (web) or click on the silhouette in the app 
  • Click Refer & Earn (this will only be visible if your account is funded)
  • Sign up and choose your Payment Account
  • Share your unique referral link with friends

You can return to the referrals page after signing up to locate your unique referral link.

 To be referred:

  • Create an account using your friend's unique referral link
  • Fund your account within 30 days of signing up
  • If you opened a retirement account, you must also open a non-retirement account to receive your referral credit.

How do I get paid?

You will receive a $20 referral bonus in your Payment Account within 14 days of your friend signing up and funding their M1 account.

Once the referral qualifications are met, you will see your $20 promotion under Settings > Promotions. You might see that the promotion was successful before the credit has been applied to your Payment Account.

Once credited, you will see a $20 Promotional Credit in Activity.

About M1 Finance

Take control and personalize your finances. Invest, Borrow, and Spend seamlessly, all in one place. Sign up today.


You work hard for your money, so your money should work hard for you.

We’ve created next-generation, intelligent financial solutions so you can do exactly what you want with your personal finances.

The cherry on top? It’s free.


M1 Smart Money ManagementSM gives you the freedom to seamlessly build, invest, and optimize your money—the way you want.


Smart investing:

- Create your portfolio with any stock and/or ETF, for free

- Invest your money with intelligent automation



Smart borrowing:

- Unlock a flexible line of credit with just $10,000 invested

- Borrow money at one of the lowest rates in the market



Smart cash management:

- Access your money instantly with your M1 checking account

- Move money between investments seamlessly


Smartest perks:

- Get subscription level features and rewards

- 1.5% APY* checking (that’s 25x the national average APY for a checking account)

- 1% cash back on M1 Plus Visa™ debit card purchases

- 0.25% discount on M1 Borrow loan APR

- Unlock a second daily trading window for more control over your investments

Similar Referrals

Discover Referral Program

You get $50 Cashback Bonus for each friend that becomes a cardmember, up to 10 new cardmembers a year.

American Express Refer a Friend

10,000 Membership Rewards? points after they use their new Card to make $1,000 in purchases within the first 3 months. American Express Credit Cards Refer Me Now

Cash.me Refer a Friend

Cash.me - Try it using my code and we'll both get $5 when you send $50

Schwab Refer a Friend

Charles Schwab Refer a friend, and they can get $100. Helping them get $100 feels even better. Refer Me Now

Amex Preferred Gold Card(UK) Referral Program

Get 22,000 bonus Membership RewardsŁ points using my Referral


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Click here to read more about share referrals...

Many businesses introduce a referral system with the main goal of increasing the number of customers. For example, if you are joining a gym for the first time they might offer you a free month as a new customer if you refer a friend to that particular gym. In addition, the client (or 'affiliate') might also get an extra bonus, for example a trial week.

As you can see, it's a 'win-win' situation for both parties; one is getting a free month and the other one a trial week. What happens, in reality, is that often, you can't invite a friend, because you don't have any friends interested in this particular referral business. Moreover, companies regularly offer better services or lower prices to affiliates who bring them referrals. And of course you want to take advantage of all these additional benefits.

What if you can actually do something about it? Wouldn't it be great if you could find a place where people like you share referrals? The good news is that there is already a platform that solves these problems.

Share Referrals is a website that lets people post referrals so those who are looking to be referred can find them in just a few easy steps. Both parties benefit and the process is quick and seamless. You don't even need to register an account, just fill in the form, and you are ready to go. The site is used by millions of people so you can be sure to obtain the bonus associated with the 'Refer a friend service' in a very short time

Furthermore, if you know that you will get something for free not only as a new customer, but also if a friend recommended you to that business, wouldn't you ask your friends if they are already customers of that business? At Share Referrals you can view referrals from other people, and it is highly likely that there is someone who posted about the same business that you are looking for. If you can get any additional benefits or bonuses from the Refer a Friend service, but you don't have a close friend who is interested in that particular service, just go to the Share Referrals website and you will surely find what you are looking for.